Encouraging words for people who need to get their personal finances in order. The idea that it is overwhelming prevents many from thinking about it or doing anything about it. These simple rules fit on an index card. The rest of the pages give you hints on how to get the rule to work for you and personal stories, many about the authors. It doesn't help to put it off. I makes sense to start ASAP. Good solid suggestions for the beginner that may never move past the beginner stage...and that is just fine. I imagine this would be a great graduation gift.
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